The Best Home Warranty Companies in Louisiana of 2023

Why It Made the Cut: A home warranty through American Home Shield comes with a few unique perks, from coverage for issues related to rust, corrosion, and sediment to free or discounted HVAC tune-ups.

American Home Shield policies provide coverage for issues related to rust, corrosion, and sediment, which isn't always the case with home warranties. This coverage may be of particular interest to Louisiana homeowners who live in areas that have experienced flooding in the past or are likely to experience flooding and water backups in the future.

Prospective policyholders will want to note that the company's workmanship guarantee only lasts 30 days, which is on the short end for a home warranty. This could potentially lead to homeowners having to pay a second service fee if additional repairs are needed more than a month after the initial repair work is completed. However, this potential cost may be offset by the company's high coverage limits. Across all of its policies, AHS sets a coverage limit of $5,000 on HVAC system repairs, which is relatively high. Customers who purchase the highest policy tier will also receive $4,000 worth of coverage for appliance repairs. With higher coverage limits, AHS customers can relax knowing they won't be as likely to exceed their coverage caps.

The highest tier plan, ShieldPlatinum, also comes with unlimited HVAC tune-ups per policy term, while all other plans allow customers to schedule tune-ups at a discounted rate. This free or discounted maintenance can keep more expensive issues from developing down the road, ultimately saving homeowners money. AHS customers can also take advantage of free or discounted AC refrigerant refills, depending on their plan. For Louisiana homeowners who rely on their AC systems to keep them cool in the summer months, this extra perk may be particularly appealing. Based on average quotes, American Home Shield's home warranty rates may be somewhat high for Louisiana properties. However, this won't always be the case, and with the company's high coverage limits and other perks in mind, the value of this policy may be well worth the price for some homeowners.