The Best Home Warranty Companies in Maryland of 2023

Why It Made the Cut: Liberty Home Guard customers can build out their home warranty with numerous add-on options, including higher coverage limits on premium-quality kitchen appliances, among other possibilities.

The ability to customize home warranties can be a huge benefit for homeowners who want to extend their coverage beyond what's included in a standard policy. Liberty Home Guard excels in this regard, as it provides 42 extra service options that customers can add to their home warranty. Some of the most popular service add-ons among the company's Maryland customers include coverage for sump pumps, well pumps, septic system pumping services, stand-alone freezers, and roof leaks. Although the company limits coverage to $2,000 per occurrence, customers with professional-grade appliances can increase coverage for these items at an additional cost. By doing so, they can be sure that Liberty Home Guard will pay for higher-quality parts or the specialized technicians needed to handle any repairs.

Customers can reduce the amount they will owe when submitting repair requests by choosing the $60 service-fee option, which is fairly low for a home warranty in this market. When signing up for a home warranty, new customers may need to wait up to 60 days for coverage to begin, but that won't always be the case, and some customers may have a much shorter waiting period. They also have a great deal of flexibility in terms of how they schedule their payments, with the option to pay on a monthly or annual basis—or even for multiple years of coverage up front. Customers who choose to prepay for their coverage rather than go month to month could receive a significant discount in the process.

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