The Best Home Warranties for Mobile Homes of 2023

Why It Made the Cut: American Home Shield's credits include the company's uncapped repair cost limits; baked-in coverage for rust, corrosion, and sediment buildup; and free or discounted HVAC tune-ups.

When reviewing American Home Shield's average rates, it's important to note that location plays a big role in price. The company's rates can vary significantly from state to state, so depending on where homeowners are located, this provider could be an expensive or an affordable option. But although rates can vary, American Home Shield's reliable coverage and unique offerings remain consistent across the country. Unlike many providers, American Home Shield does not place a cost limit on covered home system repairs, which means repair requests will not be denied solely due to costs exceeding a certain coverage amount. This is a major perk for customers who choose AHS, as they won't need to worry about paying for expensive covered repairs out of pocket. The company's home warranty plans also cover issues stemming from rust, corrosion, and sediment buildup—a rare offering that may appeal to mobile home owners, as mobile homes may be more susceptible to this type of damage.

The company's workmanship guarantee is relatively short at just 30 days, which means customers could end up paying an additional service fee if a covered repair needs follow-up work more than a month after the fact, although AHS offers other benefits to its customers in the place of an extended guarantee.

Customers who select American Home Shield may also be able to take advantage of free or discounted HVAC tune-ups, depending on the policy they choose. The highest-level policy, ShieldPlatinum, gives customers the benefit of one free tune-up per year, while customers with all other plans can schedule a tune-up at a discounted rate. This offering not only adds more value to the home warranty, but it also has the potential to help customers keep their HVAC systems running properly to prevent costly problems from developing. Those who aren't sure whether a home warranty for mobile homes is something they need may also be happy to learn that AHS customers can cancel their policy within the first 30 days of coverage and receive a full refund, assuming they haven't used their coverage.