The Best Home Warranties for Sellers of 2023

Why It Made the Cut: The Home Service Club offers some unique coverage options that are not typically included in a home warranty, and as a bonus, these offerings are available across all 50 states and Washington, D.C.

Homeowners who have done their research will know that most major home warranty providers service all but a few states. However, The Home Service Club provides coverage to all 50 states and Washington, D.C., with no coverage gaps. The company offers a wide range of coverage options, such as the Comprehensive Plan, which includes coverage for telephone wiring. Homeowners looking to sell an older home with landlines intact may find this uncommon coverage option appealing. The Comprehensive Plan also includes pest control coverage at no extra cost, which could be useful for home sellers if they discover an infestation once their home warranty policy is in place and need to quickly address the issue before selling their home.

Prospective customers considering The Home Service Club will want to note that the company sets a maximum coverage amount of $2,000 per policy term. This limit could be considered restrictive when compared with repair caps set by other providers and could lead to customers paying more out of pocket if they need costly repairs or file multiple claims during the duration of their plan. Sellers will also want to be aware that the company charges a relatively high $55 fee to transfer a sellers’ home warranty to a new homeowner following a sale. Though this cost may seem slight when compared with the other costs associated with selling a home, it can be inconvenient, especially when it isn't expected. Additionally, not all companies charge a fee to transfer ownership, and those that do may offer lower rates than what sellers will pay with The Home Service Club, so this is an important consideration to make ahead of time.

The Home Service Club offers varying service fees depending on location, and since these fees are not readily available online, prospective customers will need to speak to a representative to get a full picture view of what a policy through The Home Service Club would cost them. However, the company's unique offerings and nationwide availability make it a solid choice for many homeowners who have a house on the market.

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